Business Banker

Essential Duties & Responsibilities:

Solicits business relationships including deposits, loans and treasury services.
Develops and refers loans leads for commercial area. Pursues lending business development activities (including low and moderate income segments), working in partnership with Commercial Banker.
Execute integrated sales and relationship strategies that are in alignment with the area business plan to achieve desired revenue and service hurdles.
Provide Treasury and Lending specialists with qualified referrals for cross-sell. Assist in closing deals across all products.
Use sound judgment in qualifying potential customers/deals as well as recommending the right financial solutions/products for the customer.
(i.e. Residential and Commercial Lending, Treasury, etc.) to ensure ongoing and appropriate communication to support overall client and franchise objectives.
Conducts sales initiatives through adequate procedures (telemarketing, direct mail and external business development. Ensures effective customer retention and growth through ongoing sales and servicing initiatives.
Maintain frequent interaction with centers of influence, diverse industry segments, community leaders, regulators, and senior business contacts.
Through extensive involvement, create local community awareness that the bank is critically focused on partnering in the community and providing broad, multi-product banking solutions to the middle market companies housed in the marketplace.
Ensures implementation of the Bank’s customer service philosophy in regards total customer satisfaction (knowledge, courtesy, appearance, responsiveness, accuracy and communication).
Handles customer situations beyond the scope of branch personnel and to ensure timely service.
Attain to the branch production goals.
Promote and service all the deposit products available at the bank and open all types of accounts, including checking, CDs, IRAs, Business Accounts and Safe Deposit Boxes.
Promote and answer questions regarding the various lending products the bank offers.
Answer customer questions and assists customers with all needs, such as: Safe Deposit boxes, issuing ATM cards, statements, rates, overdrafts, issue temporary checks, etc.
Assist in implementing operational policy, ensuring transactions are processed in compliance with federal, state and bank requirements.
Strictly adhere to internal control policies such as the account opening protocols of accurate collection, completion and updating of all required documentation.
Input information to create account data file of new accounts. Perform any maintenance changes on existing customer’s account, such changes of address, title or rate changes.

Minimum Requirements:

Good understanding of financial institution operations, products and services.
Minimum four year college degree, or equivalent banking industry experience.
Proven knowledge of branch procedures and policies.
Effective human relations and communication skills.
Understanding of laws, rules and regulations affecting the banking/lending industry.
Knowledge of finance and accounting principles necessary to provide lending services.
Effective human relations and excellent communication/presentation skills, inclusive ability to negotiate and make presentations.
Good written, reading, supervisory, computer, communication and organizational skills.
Participation in community events.
Ability to handle multiple priorities in a fast-paced environment.
Flexibility on working schedule, as in any other branch location.
Must have a sharp, proven business development focus, preferably within a large financial institution.
Must be able to express a sound opinion, able to agreeably present another viewpoint.
Knowledge of credit process/credit training a plus.

BUSINESS BANKER

Job Summary:

Essential Duties & Responsibilities:

Minimum Requirements:

Apply Now