Mortgage Loan Officer

Analysis of income, credit and assets for pre-qualification of prospect borrowers’ needs.
Determine the best Investor for borrowers’ financial situation.
Complete loan application and submit required documentation to LOS.
Communicate between investor and borrower. Collect conditions and resubmit to said investor.
Guide borrower towards closing procedure.
Develop referrals based on establishing new and existing relationships
This position will be responsible for mentoring entry level Residential Lenders Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions.
Process home and/or business loans and make recommendations on collateral needed to secure loans.
Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.
Respond orally and/or in writing to applicants or their representatives.
Process loan applications on web-based computer system.

A high school diploma or a bachelor's degree in finance.
Prior clerical experience working at a bank or mortgage lending company.
Familiarity with financial software programs such as CRM and LOS.
Working knowledge of banking services regulations.
Great analytical and mathematical skills.
Strong decision-making skills.
Ability to handle confidential information according to company policies and banking regulations.
Time management skills and ability to prioritize.

MORTGAGE LOAN OFFICER