Mortgage Loan Officer

The Mortgage Loan Officer is responsible for originating quality Residential Loan Mortgages to contribute to the overall production goals, business growth and portfolio outstanding. The Mortgage Loan Officer will deliver high quality service to our customers (new and existing) as well as service their residential mortgage needs. They will present approvable loan packages in compliance with regulations and guidelines.

• This position will be responsible for mentoring entry level Residential Lenders Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions.
• Process home and/or business loans and make recommendations on collateral needed to secure loans.
• Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.
• Respond orally and/or in writing to applicants or their representatives.
• Process loan applications on web-based computer system.